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What is the per transaction charge on PayUmoney? +
PayUmoney charges flat 2% + GST (18%) for each transaction. Example:-
Customer Paid: ₹ 100
Transaction charge: ₹ 2
GST: ₹ 0.36
Amount settled: 100 - 2 - 0.36 = ₹ 97.64 -
Is there any setup fees with PayUmoney? +
No, there is no setup fee in PayUmoney. -
Do I have to pay any annual maintenance charges (AMC) for using my account? +
You may be charged an annual maintenance charge. However, any waiver of annual maintenance charges, if given by PayU, shall be only for the first year commencing from the date of your onboarding with PayU. -
Does PayUmoney offer any discounted plans? +
Yes, after ₹10 lakh/ month of processed payments, customers are eligible for customized transaction rates. -
Do I get charged if I suspend/resume PayUmoney account? +
No, you won’t be charged if you stop/resume using your PayUmoney account.- PayUmoney charges flat 2% + GST (18%) for each transaction.
Example:-
Customer Paid: ₹ 100
Transaction charge: ₹ 2
GST: ₹ 0.36
Amount settled: 100 - 2 - 0.36 = ₹ 97.64
- PayUmoney charges flat 2% + GST (18%) for each transaction.
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Do I need to pay anything to collect payments with PayUmoney? +
We are a free payment gateway; there are no setup charges or Annual Maintenance Charges (AMC). We only charge transaction fee, which is 2% + GST on every transaction for all modes of payments: Debit Card, Credit Card, Netbanking, UPI & Wallet.
For example: If your customer pays you ₹ 100, you'll receive ₹ 97.64 in your bank account. This is how we calculate:
- Customer pays you: ₹100 (Domestic transaction)
- PayUmoney payment gateway fee: 2% of ₹100 = ₹ 2
- GST: 18% of ₹ 2 = ₹ 0.36
- Amount paid out to your bank account: 100 - (2 + 0.36) = ₹ 97.64
For American Express & Diners Cards, transaction fees = 3% + GST for international transactions & EMI payment options, there is a set-up fee that needs to be paid along with Annual Maintenance Charges (AMC). Also, the transaction rates are 3% + ₹6 for every transaction.